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Debt Free

Debt Free Living Changes One Man's Life

Living In The Debt Free Zone

This is the story of Benny Brewer. Normally unemployed and always in need of debt relief, once a year he takes the lead in a uniquely popular American institution, that of a department store Santa Claus in a road-company version of "The Night Before Christmas." But in just a moment, Mr. Benny Brewer, fictitious Santa Claus, will enter a strange kind of North Pole, which is one part the wonderous spirit of the American dream of being debt free and one part the magic that can be found through a debt consolidation company.

Due to his usual unemployed state, Benny found himself deep in debt. He needed a debt free solution, but he didn't know where to turn. One night he was talking to one of the elves from the play about it. "I don't know what to do," he said. "The money I earn from my role in this play is not enough to cover my mounting debts. It's not like I'm Brad Pitt and one movie a year can cover my expenses. I'm drowning in credit card debt. "

"Why don't you look into some debt free programs like debt consolidation? It consolidates all of your monthly credit card payments into one bill with a lower interest rate, so you only have one payment to make each month. And the debt consolidation people make sure you can afford the payment," the sympathetic elf said.

Once Benny spoke with his credit counselor and followed her instructions, he realized that being debt free also meant he was stress free. He also began to realize that debt free living was going to make his life easier. He was so inspired by his credit counselor that he wanted to help others become debt free as well, so he eventually became a credit counselor himself.

Benny started by sharing the good news of his debt free living with some friends of his who were also trying to pay off debts. He explained that if they went to a debt consolidation service, they would receive guidance and debt free solutions for their financial problems just like he did. He explained how being debt free changed his life--he was now employed because he wanted to remain debt free, and he was saving money every month, which is something he never did before. In fact, he is trying to save enough to make a down payment on a house.

A Bright Future for Benny

Although Benny finally has a regular full-time job, he continues his role as Santa Claus in the local community theater. His dream is to see a debt free America. Although he realizes he cannot single-handedly tackle that task, he wants to do what he can, so every night in December, he dresses in his Santa costume at night and, with the help of his debt free elves, tapes informational fliers about being debt free on the front doors of houses everywhere. His fliers have information about all the benefits of being debt free, such as:

Benny's debt free dream is a pipe dream at best, but he feels that there's a wondrous magic to Christmas, and there's a special power reserved for little people. In short, there's nothing mightier than the meek. Well, maybe debt solutions and eliminating credit card debts. After all, everyone wants to be debt free. Can't you see? Debt free is what we all need to be.


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