http://www.debtfreezone.net/debt-consolidation/debt-consolidation-companies.html Debt consolidation companies aren't hard to find. You just have to know where to look--and what to look for. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 What to Look For Any debt consolidation program is only as good as the debt consolidation companies that provide them. That being said, you need to be very careful when looking for debt consolidation companies. You need to comparison shop and ask questions. Ask plenty of questions, and don't feel bad about it. After all, if a debt consolidation company doesn't want to answer your questions or treats you like you're stupid for asking, move on. There are plenty of other debt consolidation companies who are willing to work with you. On this page, we'll tell you some things to look for--and things to avoid--when choosing debt consolidation companies. Remember, looking for debt consolidation companies isn't like looking for a locksmith in the Yellow Pages. Generally, any locksmith you choose will be able to get the job done for you. You're not entrusting them with your financial information. And speaking of the Yellow Pages, you're not likely to find very many debt consolidation companies there. You'll get a bigger variety--much, much bigger--if you search the Internet. Most online debt consolidation companies have forms you can complete and submit to get recommendations sent to you within 24 hours. This is like a preliminary consultation. Compare and contrast the results and start narrowing the field that way. Then start checking them out in other ways. For instance: If a company doesn't have a street address, only a post office box, you'll want to avoid them. Most reputable debt consolidation companies aren't afraid to have people walk in at any time. Make sure any company you are interested in (and its representatives) is certified by the National Institute for Financial Counseling Education. Some of the best companies might tell you what you can do on your own before spending money on a debt consolidation program. If they don't, it doesn't make them bad, but if they do, it's a sign of a reliable and trustworthy company. Make sure they don't hesitate to answer your questions. You may see offers for free debt consolidation when doing your search. This is fine, but realize that "free" usually doesn't mean the service is totally free. Maybe they offer free credit counseling (which is a good thing) or a free consultation. However, the fees they do charge are usually low. Sat, 26 Jul 2008 15:00:00 EDT